Alliance Land Surveyors provides comprehensive mortgage surveys tailored to meet lender and title company requirements for residential and commercial real estate transactions. Our services ensure that your property meets all the necessary legal, zoning, and boundary requirements needed to close on a loan with confidence.
A mortgage survey, also known as a loan survey or title survey, is a type of land survey that documents a property's boundaries and any visible improvements, such as buildings, fences, and driveways. It helps lenders, title companies, and buyers confirm that the property is free of encroachments or boundary disputes that could impact ownership or future development.
These surveys typically include information on easements, setbacks, and any structures that may cross the boundary lines, ensuring that the collateral being financed is accurately described and legally compliant.
A mortgage location survey is typically limited in scope, intended for use by lenders to confirm the general location of improvements relative to property boundaries. It does not establish legal boundary lines but provides enough detail for underwriting and title insurance purposes.
A boundary survey, however, is more comprehensive. It determines the legal property lines using deed records, monuments, and physical evidence. Boundary surveys are often used for construction, permitting, fencing, and resolving disputes.
A mortgage survey provides basic location information for financing, while a boundary survey legally defines the property's perimeter using highly accurate fieldwork and record research. If you're buying, building, or resolving disputes, a boundary survey may be necessary.
The cost of a mortgage survey in San Antonio usually starts at $400 and can increase based on lot size, accessibility, terrain, and the type of survey needed. Contact us for a personalized quote based on your location and lender’s requirements.
No. Mortgage surveyors do not inspect internal property conditions like dampness or mold. Their focus is on external property conditions — specifically the location of physical structures in relation to boundary lines and easements.
Don’t let unresolved property issues delay your closing. Contact Alliance Land Surveyors today at (210) 369-9509 or email orders@alliancelandsurveyors.com to get started with your mortgage survey.
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